The River Valley Law Firm is dedicated to helping families and small business owners protect and provide for their loved ones and develop a legacy that future generations will cherish. Since 2006, Amina Saeed, the principal attorney, has been advising individuals and families regarding wills, trusts, probate, guardianships, special needs, and related matters. She also advises business owners concerning business formation, annual filings, asset protection, employee matters, HIPAA requirements, and other concerns faced by small business owners.
Whether you are deciding between a will and a trust, debating the right person to serve as guardian for your children, making estate tax decisions, or just trying to sort through all of the information on the Internet, estate planning often seems overwhelming. We take pride in providing the highest standard of care to our clients and we’re happy to help you.
Estate Planning is the act of preparing for the smooth transfer of your possessions after your death. Depending on your circumstances, this might involve a will and powers of attorney or it may involve trust-based planning. Real estate, personal belongings, cars, bank accounts, investments, retirement accounts, life insurance, and debts are all part of your estate.
Probate and Trust Administration
After a loved one dies, several steps must be taken to comply with legal requirements, the wishes of the deceased, and tax deadlines. In certain circumstances, a judge may need to review and authorize the accounting and payments to creditors and beneficiaries.
Asset Protection Planning
You can take proactive legal action to protect your assets from future lawsuits, judgements, creditors or divorce. From proper business entity formation to complex trusts, various tools can be used to protect your savings, real estate, investments, and business interests.
Special Needs Planning
If you have a child, grandchild, or other loved one with special needs, you can plan now to provide for their well-being after your death. This type of planning is referred to as “special needs planning” and often involves the use of a special needs trust.
Sometimes, a loved one becomes disabled or a minor child is in need of a legal guardian. It may be necessary to seek the court appointment of a guardian to make personal and health care decisions and/or financial decisions.
With nursing homes and assisted living expenses averaging about $8,000 per month, most families cannot afford such an expense for very long without Medicaid. However, Medicaid has very strict and complicated income and assets rules that must be met before an applicant can receive benefits. A Medicaid Asset Protection Trust can help protect and preserve your assets while allowing you to qualify for Medicaid.